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Long-Term Care
Why Long-Term Care Insurance?
If you need assistance and don’t have long-term care insurance, what option do you have? Planning for long term care is an easy thing to put off. To access long-term care benefits you must require help performing two out of the six activities of daily living. These are activities such as bathing, and dressing. As you age and start needing assistance with these items, many people rely on a spouse or other loved ones first. Maybe you think you’re too young, can’t afford it or simply won’t need it. But if you want to help preserve your choices about future care and have retirement assets and personal savings to protect, then long-term care insurance could be the right vehicle for you.
Here are few reasons we will make you help take decision and will completely make sense for you:
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It helps protect your assets and personal savings.
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It helps preserve your quality of life.
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It has options for your care—with long term care insurance, you can choose to participate in deciding where and how to receive care.
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It has access to appropriate care—the right policy helps ensure that the care you receive will be appropriate for your needs.
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It relieves the burden of care from your loved ones.
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It will help leave your assets to your family, friends or charity—long term care services are expensive and, without proper planning, can quickly use up a lifetime of savings.
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It will help gain access to a professional care coordinator in a time of crisis. A professional care giver can help you and your family coordinate your long-term care needs, which may include locating services to help with a particular illness, injury or condition.
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It will enable you to stay in your home for a longer period of time—comprehensive long term care insurance offers you the option of staying in your own home for as long as possible.
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It will empower you to stay with children without depending on them for care—long term care insurance may make it possible for a parent to stay in a child’s home without being dependent on him or her.
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It will help you and your family to plan for the future.
